I’ve read it’s not what happens to you, but how you react. Someone down on their luck might sing the old “Hee-Haw” (1969-1992) Buck Owens and Roy Clark song.
 
Gloom, despair, and agony on me
Deep, dark depression, excessive misery
If it weren’t for bad luck, I’d have no luck at all
Gloom, despair, and agony on me
 
The persecutions of the Apostle Paul offered plenty of reasons to sing the bad luck song. Keeping his heart on things above, he counted it a privilege to suffer for Christ. His song was somewhat different.
 
We are troubled on every side, yet not distressed; we are perplexed, but not in despair; persecuted, but not forsaken; cast down, but not destroyed. II Corinthians 4:8,9